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我国房地产市场进入了自改革开放以来发展的第三个高潮,随着房地产市场的发展,个人住房信贷市场也逐渐形成并迅速发展。在为消费者、房地产商、银行带来便利的同时,个人信贷市场日益出现的一些问题,也慢慢引起重视,并表现了阻碍相关产业发展的迹象,快速有效地解决这些问题,对于我国金融市场、房地产市场的健康发展和个人信贷市场的不断壮大成熟,有着重要的意义和深远影响。
China’s real estate market has entered the third climax since the reform and opening up. With the development of the real estate market, the personal housing credit market has also gradually formed and developed rapidly. While bringing convenience to consumers, real estate developers and banks, some problems that are increasingly appearing in the personal credit market have also gradually taken seriously. They have also shown signs of hindering the development of related industries and solved these problems quickly and effectively. The healthy development of the market and the real estate market and the growing maturity of the personal credit market have important implications and far-reaching implications.