本文选取2010年5月初发生的一件行为人向智障人借钱后用于挥霍案件进行分析,重点分析是否形成犯罪的行为,并对两种意见进行评析和处理。笔者倾向于第一种意见,认为李某某在明知被害人系智障患者的情况下,多次虚构事实,隐瞒真相,使受害人多次陷于错误认识并“自愿”处分财产,且将索取的钱财用于挥霍。所以可以认定其非法占有的主观故意性,其行为构成诈骗罪。 This article selects one of the perpetrators who occurred in early May 2010 to borrow money from intellectual disabilities and then analyze them for squandering cases. The analysis focuses on whether to form a criminal act, and to analyze and handle the two opinions. I prefer the first opinion, that Lee Moumou knew the victim is mentally retarded patients, fictitious facts many times, to conceal the truth, the victim repeatedly trapped in the misconception and “voluntary ” to dispose of property, and will request The money used to squander. Therefore, it can be found that the illegal possession of subjective intent, its actions constitute fraud.