论文部分内容阅读
大面积灾害是指因台风、洪水等风险因素导致短时间内已投保电力财产保险标的大面积受损,或保险金额巨大的电力设备发生保险责任范围内重大损失的事件。2013年广东电网连续经历了“8.14尤特”、“9.23天兔”两个强台风的袭击,电网财产受损严重。广东电网公司从1993年实行统保二十年来受灾面积之广,损失金额之大都是前所未有的。台风与洪水并发,造成全省75个单位受损,占总投保单位77%,两个台风报损达5.48亿元。大面积灾害的发生对财产保险管理工作提出了新挑战,新要求。
Large-scale disaster refers to a large area of damaged insurance property insured within a short period of time due to typhoon and flood or other major risk factors, or a huge loss in the insurance coverage of electrical equipment with huge insurance amount. In 2013, Guangdong Power Grid experienced continuous strikes of two typhoons including “8.14 Ute ” and “9.23 Day Rabbit”, which seriously damaged the property of the power grid. Guangdong Power Grid Company in 1993 from the implementation of the policy area of disaster relief a wide area of 20 years, the amount of the loss are the most unprecedented. The typhoon and flood concurrency, resulting in the province’s 75 units damaged, accounting for 77% of the total insured units, two typhoon damage amounted to 548 million yuan. The occurrence of large-scale disasters posed new challenges and new requirements for property insurance management.