当前,黑龙江省保险业务发展持续呈现放缓趋势,2012年保险业务增长速度更是首次降至个位数,与近20年来超过20%的平均增速形成了明显反差。为此,要充分利用外部环境复杂、行业经营困难倒逼保险业调整结构、转型升级的新机遇,顺势而为,积极主动转变发展方式,实现保险业的可持续发展。 At present, the development of insurance business in Heilongjiang Province continues to show a slowdown. In 2012, the growth rate of insurance business dropped to the single digit for the first time, which was in clear contrast with the average growth rate of more than 20% in the past 20 years. To this end, it is necessary to make full use of the complex external environment and make industry management difficult to force the insurance industry to adjust its structure and new opportunities for transformation and upgrading, taking the opportunity to change its mode of development and achieve the sustainable development of the insurance industry.