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一、小额信用贷款在中国的尝试与开展及产生的效果我国现在正在大力推行的农户小额信用贷款是指以农户自然人为贷款对象,基于农户的信誉,在核定的额度和期限内向农户发放的不需要抵押、担保的贷款。1.我国推行农户小额信用贷款的原因。①我国国情决定了推行农户小额信用贷款具
I. The Attempt and Development of Microfinance Loans in China and Its Effects China’s current micro-credit loans that are being vigorously implemented refer to the loans made by peasant households as natural persons and the peasant households within the approved quota and term based on the credit of peasant households Do not need to mortgage, secured loans. 1. China’s implementation of micro-credit loans farmers reason. ① China’s national conditions determine the implementation of small household credit loans