2001年国家对棉花经营的重大改革措施,打破了50年来我国棉花经营的垄断局面,给农发行的棉花信贷管理带来了许多新情况、新问题。一、棉改给农发行带来了什么全国棉花工作会议明确了进一步深化棉改的指导思想,概括起来就是:“一放、二分、三加强”。这些政策带给农发行的有机遇,但更多的是挑战。随着棉花经营的彻底放开,棉花经营打破区域界限,融入国家乃至世界的大 In 2001, the major national reform measures on cotton business broke the monopoly of cotton business in China in the past 50 years and brought many new situations and new problems to the cotton credit management of the Agricultural Development Bank. First, the Cotton Reform to the Agricultural Development has brought what national cotton work conference to clear the guiding principle to further deepen the cotton reform, summed up as: “a place, two, three strengthened.” These policies give the ADB opportunities but more are challenges. With the complete liberalization of cotton business, cotton business to break the boundaries of the region, into the country and the world