目前,国有企业职工的参保率较高,缴费一般都正常。但有些民营企业员工的参保缴费情况则很不理想,有的仅给部分员工缴费;有的在用工期间将单位应缴的社保费发给了员工等。《社会保险法》明确规定,参保缴费是用人单位和个人的法定义务。其中,第四条规定我国境内的用人单位和个人都要依法缴费。第十条、第二十三 At present, the insurance rate of employees in state-owned enterprises is relatively high, and their fees are generally normal. However, some private enterprise employees 'insurance premiums are not ideal. Some pay only part of the employees' fees, while others pay the social insurance premiums due to employers to employees during the period of employment. “Social Insurance Law” clearly stipulates that the payment of insurance premiums is the statutory obligation of employers and individuals. Among them, Article 4 stipulates that the employing units and individuals in our country must pay according to law. Article X, twenty-third