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金融作为国民经济的核心,在国家实行宏观经济调控、促进国民经济发展和维护社会稳定方面具有极其重要的作用,随着我国加入WTO,如何完善目前的法律条文,保障金融健康运行,防范和化解金融风险已成为迫在眉睫的重要课题。一、法律在金融维权方面因滞后于发展形势而产生的缺失1、担保对象限制已滞后于发展形势、造成法律的缺失。如:《中华人民共和国担保法》第八条:“国家机关不得为保证人,但经国务院批准为使用外国政府或者国际经济组织贷款进行转贷的除外。”第九条:“学校、幼儿园、医院等公益为目的的
As the core of the national economy, finance plays an extremely important role in macroeconomic regulation and control, promoting national economic development and maintaining social stability. With China's accession to the WTO, how to improve the current legal provisions, ensure the healthy operation of the financial sector, and prevent and resolve the financial problems Financial risk has become an urgent and important issue. First, the law lagged behind in the development of financial rights due to the lack of development situation 1, the object of guarantee has lagged behind the development of the restriction, resulting in the lack of law. Such as: “People's Republic of China Guarantee Law” Article VIII: “State organs may not be guarantors, but approved by the State Council for the use of foreign government loans or international economic organizations to lend loans.” Article IX: "schools, kindergartens, hospitals For the purpose of public welfare