建立存款保险制度被视为金融改革的重要一步,它的落地不仅奠定了金融市场稳定的基石,更是成为一个可以撬动着多项金融改革的战略支点。历经多年酝酿,备受关注的存款保险条例终于“破茧而出”。近日,国务院总理李克强签署第660号国务院令,公布《存款保险条例》(以下简称“条例”),自2015年5月1日起施行。条例规定,存款保险实行限额偿付,最高偿付限额为人民币50万元。 The establishment of a deposit insurance system is regarded as an important step in financial reform. Its establishment not only laid the cornerstone of the stability of financial markets, but also became a strategic fulcrum for mobilizing a number of financial reforms. After years of deliberation, the deposit insurance regulations have drawn much attention finally “breaking cocoons out”. Recently, Premier Li Keqiang signed Order No. 660 of the State Council and announced the “Deposit Insurance Regulations” (the “Regulations”) for implementation as of May 1, 2015. The Ordinance provides that the deposit insurance limit the implementation of the maximum payment limit of 500,000 yuan.