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问:我今年32岁,刚结婚,明年准备生小孩,家庭月收入6000元左右,无负债,之前基本上没接触过理财产品。现在略有一点积蓄,想作些投资,但股票、基金风险很大,银行存款又抵不过通贷膨胀,我该如何理财?答:现在比较流行的理财品种有储蓄、保险、国债、股票,基金等,每个品种都有各自的优缺点。从家庭理财的角度来看,人的一生可以分为几个不同阶段,比如家庭形成期、成长期、成熟期、退休
Q: I am 32 years old and have just got married. I am going to have children next year. My family’s monthly income is about 6,000 yuan, without any debt. I have not contacted any wealth management products before. Now a little savings, want to make some investment, but the stock, the fund is very risky, bank deposits and arrived but inflation, how should I finance? A: The more popular types of wealth management savings, insurance, government bonds, stocks, Funds, etc., each species has its own advantages and disadvantages. From the perspective of family finance, a person’s life can be divided into several different stages, such as family formation, growth, maturity, retirement