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基于个人、企业、政府三个层面,本文构建了区域信用的相关指标体系,利用所收集的数据对中国30个省份的社会信用水平进行测度,并对其区域差异进行分析。结果表明:(1)中国政府信用、企业信用、个人信用发展不平衡;(2)社会信用的区域差异明显,高、中信用水平两区域间差异有不断缩小的趋势,中、低信用水平两区域间差异有不断扩大趋势。进一步构建空间计量模型对社会信用的影响因素进行实证研究,结果表明:人均可支配收入、企业规模、教育投入都对信用水平有显著的正向影响,政府控制对区域信用有显著的负向影响,而对外开放水平对社会信用的影响不显著。
Based on the personal, business and government levels, this paper constructs the relevant index system of regional credit, uses the collected data to measure the social credit level of 30 provinces in China, and analyzes the regional differences. The results show that: (1) China government credit, corporate credit and personal credit development is unbalanced; (2) the regional differences of social credit are obvious; the differences between the two regions of high and medium credit level are shrinking constantly; the medium and low credit level two Regional differences have been expanding. The paper further constructs a spatial econometric model to make an empirical study of the factors that affect social credit. The results show that: per capita disposable income, firm size and education input have a significant positive impact on credit level, and government control has a significant negative impact on regional credit , While the impact of the level of opening up on social credit is not significant.