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建立覆盖全国统一一元结构的储蓄型国民基本养老保险制度,新制度立足长远,老制度调整延续直至自然消亡。国民基本养老保险制度,是国家为全体具有中华人民共和国国籍居民建立的新的基本养老保险制度,即按国家政策法律规定强制实施的为保障国民在年老或丧失劳动能力后基本生活需要的一种新型养老保险制度。保障基本生活需要的养老金低于从业人员收入。一、储蓄型养老保险制度的主要特征。养老金支付的资金来源以养老金交费及其高利息的个人账户储蓄积累为主,政府财政补贴以交费补贴为主,发放
The establishment of a basic old-age insurance system for saving-type nationalities covering the unification of a unified nationwide structure will be based on the long-term development of the new system and will continue until the system of natural history dies out. The basic old-age insurance system for the state is a new basic old-age insurance system established by the state for residents of all nationalities with the People’s Republic of China, namely, one that is enforced in accordance with the provisions of the national policies and laws to protect the basic needs of the people after they are old or incapacitated New types of pension insurance system. The pensions needed to secure basic living are lower than those of employees. First, the main characteristics of the savings-based pension system. The source of funds for pension payments is the accumulation and accumulation of pensions and personal accounts with high interest rates. The government subsidies are mainly paid and subsidized,