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中信银行近日的发布的2013年年报显示,该行去年全年实现归属于股东的净利润391.75亿元,比上年末增长26.24%,在已经发布的上市银行年报中表现亮眼。不过资产质量下滑以及资本充足情况堪忧仍然成为困扰。同时,报告期末,中信银行集团各级资本充足率均达到监管要求,但是降幅都比较明显。年报显示,该行核心一级资本充足率为8.78%,比上年末降低0.51个百分点;资本充足率为11.24%,比上年末降低1.18个百分点。
CITIC Bank’s 2013 annual report released recently showed that the bank realized net profit attributable to shareholders of RMB39,175 million for the whole year of last year, an increase of 26.24% over the previous year and has performed well in the published annual reports of listed banks. However, the deteriorating asset quality and capital adequacy remain troubling. Meanwhile, as of the end of the reporting period, the capital adequacy ratios at all levels of CITIC Bank Group had reached regulatory requirements, but the declines were all significant. The annual report shows that the bank’s core tier one capital adequacy ratio was 8.78%, down 0.51 percentage points from the previous year; capital adequacy ratio was 11.24%, representing a decrease of 1.18 percentage points from the previous year.