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目的:探索建设一种以患者为中心的多银行共享平台实时结算“银医通”新模式。方法:通过创新银行和医院合作方式,搭建银行和医院实时结算平台,并以“互联网+”为基础,同时支持手机、网上银行等移动支付结算,患者全程自助服务,便捷快速支付,同时获得更多就医信息,改善就医体验。结果:新型“银医通”平台,多卡合一统一自助消费模式,以实名制实现信息互通,同时支持实时结算和远程支付,将医疗服务无限延伸,真正以患者为中心,方便人民群众就医,患者使用率高。结论:一个真正以患者为中心的“银医通”平台,才能让患者得方便,医院得效率,银行得资金,实现患者、医院、银行等多方共赢的目标。
Objective: To explore a new mode of real-time settlement “Yin Yitong” which is a kind of patient-centered multi-bank sharing platform. Methods: Bank and hospital real-time settlement platform was established through innovative bank and hospital cooperation. Based on “Internet + ”, the Bank also supported mobile payment settlement such as mobile phone and online banking, patients self-service throughout the entire journey, quick and easy payment, Get more medical information and improve your medical experience. Results: The new “YinYitong” platform, multi-card unified self-consumption mode of consumption, real-name information exchange, support real-time billing and remote payment, the unlimited extension of medical services, the real patient-centered, convenient for the masses Medical treatment, high patient usage. Conclusion: A truly patient-centric platform enables patients to be more accessible, hospitals are more efficient, and banks have the money to achieve win-win outcomes for patients, hospitals and banks.