民间借贷亦称民间信用,是指不通过金融机构,直接发生在自然人与自然人、自然人与法人之间进行的借贷活动,是一种比较传统的民间融资形式。近年来,多元化经济主体发展的市场要求和社会资金需求规模的不断扩大,为民间借贷提供了广阔的成长空间。特别是今年扩大贷款利率浮动范围政 Non-government loans, also known as private credit, refers to the borrowing activities that occur directly between natural persons and natural persons, natural persons and legal persons without going through financial institutions. It is a relatively traditional form of private financing. In recent years, the diversified economic development of the main market demand and the increasing scale of social capital demand for the private lending provides a broad space for growth. In particular, this year to expand the scope of loan interest rates floating range