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当前,我国的汽车消费信贷市场的竞争非常激烈,在汽车产业与消费者经济水平物质需求不断增长的过程中,汽车信贷消费无疑也会有更加广阔的市场,因此,有必要对商业银行的汽车信贷业务进行研究探讨,找出汽车信贷市场中存在的问题,进行剖析,产生问题的原因,总结并且提出适合我国汽车消费市场的信贷发展途径吗,并提出一些建议。
At present, the competition in the automobile consumer credit market in our country is very fierce. During the continuous growth of the material demand in the automobile industry and consumers’ economic level, there will undoubtedly be a broader market for automobile credit consumption. Therefore, Research on credit business, find out the problems existing in the automobile credit market, analyze the causes of the problems, summarize and put forward the credit development ways suitable for China’s automobile consumer market, and put forward some suggestions.