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朱女士,银行职员,税后年收入7万元左右。刘先生,一家小型外贸企业的合伙人,税后年收入不低于20万元。两人有一个9岁的孩子。家庭月生活开支8000元左右,拥有市值200万元自住房一套,100平方米左右。家庭金融资产目前有银行活期存款40万元、银行理财产品10万元、股票市值约20万元。由于股市不理想,刘先生计划从股市逐步撤出,投资房地产。刘先生看中了一套精装修一室一厅小户型,60平方米,预计总价140万元。由于手中现金有限,只能采取
Ms. Zhu, bank staff, after-tax annual income of 70,000 yuan. Mr. Liu, a partner of a small foreign trade enterprise, has an after-tax annual income of not less than 200,000 yuan. The two have a 9 year old child. Family monthly living expenses about 8,000 yuan, with a market value of 2 million yuan from a housing unit, about 100 square meters. Household financial assets currently have bank deposits of 400,000 yuan, bank financial products 100,000 yuan, the stock market value of about 200,000 yuan. As the stock market is not ideal, Mr. Liu plans to gradually withdraw from the stock market, real estate investment. Mr. Liu fancy a fine decoration, a small room apartment, 60 square meters, estimated total price of 1.4 million yuan. Due to the limited cash, can only be taken