P2P金融是在互联网普及下发展起来的一种金融服务模式。随着传统金融机构因农村金融服务成本高昂,逐步撤出农村地区,其金融服务满足不了农村经济发展需求的情况下,P2P金融业务下沉农村地区,方便了农村经济的发展。文章在介绍P2P金融的基础上,分析了P2P金融与农村经济发展相互结合因果关系。 P2P finance is a financial service mode developed under the popularization of the Internet. As traditional financial institutions gradually withdraw from rural areas due to the high cost of rural financial services and their financial services can not meet the needs of rural economic development, P2P financial services have sunk into rural areas, facilitating the development of rural economy. Based on the introduction of P2P finance, this article analyzes the combination of P2P finance and rural economic development.