编辑同志：1994年1月某县属国有企业将车队承包给本厂驾驶员郑某。具体承包形式是独立核算、自负盈亏，一切债权债务由郑负责。同年9月因车队资金缺乏，郑便以车队名义向本车队驾驶员陈某借现金55000元，定于3个月后还款。届时，郑某未能如期返还此借款。在陈某多次催要下，郑 Editorial Comrades: In January 1994, a state owned enterprise in a county contracted the team to our factory driver Zheng. Specific forms of contracting is an independent accounting, self-financing, all claims and liabilities by Cheng responsible. In September the same year the lack of funding due to the convoy, Zheng would convince the driver of the fleet team Chen cash 55,000 yuan, scheduled for repayment in 3 months. By then, Jeong failed to return this loan as scheduled. In Chen repeatedly reminders, Zheng