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随着信贷资产证券化成为银行的常规化业务,监管部门也应适度调整和完善现有的监管框架,以适应相关变化。随着利率市场化的不断深入,信贷资产证券化的改革试点也有不断加快的趋势。2012年5月,根据国务院的批复,人民银行、财政部和银监会共同发布了《关于进一步扩大信贷资产证券化试点有关事项的通知》,在第一轮试点暂停近4年后,再次重启信贷资
With the securitization of credit assets becoming a regular business of banks, regulators should also moderately adjust and improve the existing regulatory framework to adapt to the changes. With the deepening of marketization of interest rates, pilot reform of credit asset securitization has also been accelerating. In May 2012, in accordance with the approval of the State Council, the PBC, the Ministry of Finance and the China Banking Regulatory Commission jointly issued the Notice on Further Enhancing the Pilot Projects for Securitization of Credit Assets. After the first round of pilot projects was suspended for nearly four years, the credit assets were restarted