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以下几篇系列文章是广州市第十次社会科学研究课题“关于设立中小企业服务中心的研究”广州市经济管理干部学院课题组的部分研究成果。为研究所需，本课题组走访了广州市经委、广州市统计局等政府机关与广州市商业银行等金融机构，并对广州市８０家中小企业进行了抽样调查。调研分析表明；“资金困难”是广州市中小企业目前所遇到的最具普遍性、集中性和迫切性的问题，这一困难的解决，有赖于中小企业的外部金融服务环境与服务条件的改善。因此，本课题组以此为突破口，就“组建广州市中小企业信用担保中心”进行了相关研究和探讨。
The following series of articles is the tenth Guangzhou Social Science Research Project “on the establishment of SME service center research” part of the research group of Guangzhou Economic Management Cadre Institute. For the purpose of research, our group visited government agencies such as Guangzhou Municipal Economic Commission, Guangzhou Municipal Bureau of Statistics and Guangzhou Municipal Commercial Bank, and conducted a sample survey of 80 SMEs in Guangzhou. Survey and analysis shows that “financial difficulties” are the most common, concentrated and urgent problems currently encountered by SMEs in Guangzhou. This difficult solution depends on the external financial service environment and service conditions of SMEs improve. Therefore, our group take this as a breakthrough point, on the “establishment of Guangzhou SME Credit Guarantee Center” conducted a related research and discussion.