2008年9月,美国爆发了由次贷危机引发的大规模的金融危机,金融危机迅速演变为经济危机,并迅速向全世界蔓延,中小企业首当其冲受到影响。为进一步了解各金融机构对中小企业的融资情况,笔者走访了西山区辖内10多家金融机构进行实地调查。在此基础上对当前金融机构对中小企业的融资进行进一步分析,提出了相关的建议。 In September 2008, a massive financial crisis triggered by the subprime mortgage crisis broke out in the United States. The financial crisis rapidly evolved into an economic crisis and spread rapidly to the whole world. SMEs were the first to be affected. To further understand the financing of SMEs in various financial institutions, the author visited more than 10 financial institutions in Xishan District to conduct field investigations. On this basis, the current financial institutions to SME financing further analysis, made the relevant recommendations.