随着互联网金融的飞速发展,专门针对大学生这一庞大群体的网络贷款开始爆发式的增长,纷纷抢占大学校园信贷市场。当前,“校园贷”业务的快速发展一方面为学生学习、生活提供了方便和支持,但另一方面也带来了盗用同学名义骗贷、学生反复借贷等不容忽视的问题,甚至有的地方出现欠贷自杀、裸条借贷、暴力 With the rapid development of Internet finance, the online loans specifically aimed at college students, a huge group, have begun to burst into explosive growth and one after another seizes the credit market of university campuses. At present, the rapid development of “Campus Loan ” business provides convenience and support for students’ study and life on the one hand, but on the other hand it also brings problems such as fraudulent use of student loans, repeated loan borrowing by students, etc., and even Places of credit suicide, naked loans, violence