随着互联网技术在各个领域的应用,有效推动了各领域的发展,其中互联网与金融业的结合,进一步推动了金融改革的力度。如今我国互联网金融在电子商务、支付平台、借贷平台等金融模式的引导下,金融业务量提升非常迅速,但由于当前我国对互联网金融的监管体系不够完善,导致互联网金融存在较多风险。本文主要分析了互联网金融风险的类型,并针对互联网金融产生风险的原因及风险规制方法进行了研究和探讨,以期维护良好的互联网金融环境。 With the application of Internet technology in various fields, it has effectively promoted the development in various fields. The combination of the Internet and the financial industry has further promoted the financial reform. Nowadays, Internet finance in our country has been promoted very rapidly under the guidance of financial models such as e-commerce, payment platforms and lending platforms. However, due to the imperfect regulatory system of Internet finance in our country, Internet finance has more risks. This article mainly analyzes the types of Internet financial risks, and studies and discusses the reasons for the risks arising from Internet finance and the risk regulation methods so as to maintain a sound Internet financial environment.