我国于1991年首次推行住房公积金制度。随着几年来对住房公积金制度的建立和推行,房改工作取得了令人瞩目的成就。1994年7月《国务院发布了“关于深化城镇住房制度改革的决定》,各级政府和房改部门根据决定和本地实际情况,制定并出台了深化房改实施方案,但在实施过程中,也遇到了一些矛盾和问 In 1991, China implemented the housing accumulation fund system for the first time. With the establishment and implementation of housing provident fund system over the past few years, the reform of housing reform has made remarkable achievements. July 1994 "The State Council promulgated the Decision on Deepening the Reform of Urban Housing System. All levels of government and housing reform department formulated and promulgated the plan for deepening the reform of housing reform according to the decision and local actual conditions. However, during the implementation process, Some contradictions and questions