建立完善的社会信用制度可以有效地减少金融风险,促进互联网金融行业的健康发展。互联网金融存在的风险网络安全风险互联网具有开放性,网络系统容易遭受到攻击,导致重要信息泄露,进而造成严重的经济损失。竞争风险在互联网金融环境下,传统银行业面临较大的竞争风险,与互联网金融相比,传统银行的业务将受到一定程度的冲击。 The establishment of a sound social credit system can effectively reduce financial risks and promote the healthy development of the Internet finance industry. Internet Finance Risks Network Security Risks The Internet is open, network systems are vulnerable to attacks, leading to the leakage of important information, resulting in serious economic losses. Competitive Risk In the Internet financial environment, the traditional banking industry faces a greater competitive risk. Compared with Internet finance, the business of the traditional banking business will be hit to a certain extent.