新闻背景:今年8月,华北、东北等玉米主产区暴发罕见的黏虫危害,部分玉米种植户损失惨重,然而当地一些保险公司以“虫灾并非天灾,属于免责条款”为理由,不接受对受灾严重的参保农户的赔付。对于突发性重大病虫灾害,农业保险能不能理赔?一时间成为争议的焦点。对此记者采访了中国人民财产保险股份有限公司江苏省分公司农业保险部的许亚平总经理,给读者作出解答。许亚平告诉记者,病虫害导致的农业保险索赔纠纷,往往是农业保险条款不完善所致,在江苏省尚未出现类似情况。目前江苏省的政策性农业保险条款在全国是属于比较 News Background: In August of this year, rare maw worms were outbreaks in major maize producing areas such as North China and Northeast China, while some corn growers suffered heavy losses. However, some local insurance companies used the reason that “insect pest is not a natural disaster and belong to the exemption clauses” Accepting compensation for severely affected insured farmers. For sudden major pests and diseases, agricultural insurance can not claim? For a time has become the focus of controversy. To this reporter interviewed PICC Property and Casualty Jiangsu Province Branch of Agricultural Insurance Xu Ya-ping, general manager, to answer the reader to answer. Xu Yaping told reporters that the agricultural insurance claims disputes caused by pests and diseases are often caused by imperfect provisions of agricultural insurance in Jiangsu Province has not been a similar situation. At present, the policy of agricultural insurance in Jiangsu Province is a national comparison