随着我国老龄化趋势的加剧和工业化、城镇化进程的推进,农村社会自给自足的养老模式已经无法适应经济社会发展的需要,建立和完善社会养老保险制度已势在必行。本文回顾了我国农村社会养老保险的发展历程,分析了农村社会养老保险的管理与运作状况,从政府和社会保障机构、商业人寿保险公司、其他服务供应商等角度,分析研究了我国新型农村社会养老保险政府自办模式存在的弊端及其原因,并借鉴国际农村社会保险经办经验,提出建立“政府主导、市场运作、政企合作、政事分开”的新农保运作体系和“政府购买服务,企业专业运作,农民安心养老”的多赢社保模式。 With the aggravating trend of aging in our country and the advancement of industrialization and urbanization, the self-sufficient mode of supporting the aged in rural areas has been unable to meet the needs of economic and social development. Therefore, it is imperative to establish and perfect the social pension insurance system. This paper reviews the history of the development of rural social endowment insurance in our country, analyzes the management and operation of rural social endowment insurance, analyzes and studies the new rural society of our country from the perspectives of government and social security agencies, commercial life insurance companies and other service providers. The shortcomings and reasons of the government-run mode of pension insurance and the experience of international rural social insurance management put forward the establishment of a new system of agricultural insurance operation and government-led, market operation, cooperation between government and enterprises, Government procurement services, professional business operations, farmers peace of mind pension "win-win social security model.