一、资产证券化的概念广义的资产证券化是指某一资产或资产组合采取证券资产这一价值形态的资产运营方式,它包括实体资产证券化、信贷资产证券化、现金资产证券化等。狭义的资产证券化是指信贷资产证券化。按被证券化种类的不同可分为住房抵押 First, the concept of asset securitization Generalized asset securitization refers to an asset or asset portfolio to take the form of asset value of the asset management mode of operation, which includes the physical asset securitization, credit asset securitization, cash asset securitization. Narrow asset securitization refers to the securitization of credit assets. By the type of securitization can be divided into housing mortgage