西方一位营销专家,曾经这样描述过五六十年代西方商业银行传统业务的繁荣景象:“主管信贷的银行高级职员,面色呆板地把客户安排在大写字台前比自己低得多的凳子上,居高临下,颐指气使。阳光透过窗子照在孤立无援的贷款者身上,他正在对银行的高级职员叙述着自己的贷款理由,而冰冷的银行大楼则宛如希腊神殿,让人不寒而栗。”读了这段令人哭笑不得的段子,不知读者有何感想?也许时光倒流20年谁都不会做任何的反应,因为那个时期我国商业银行也大凡这个样子。这一点,对于那个时期从事信贷业务的银行职员来说,绝对是比蜜还甜的感觉。而如今却是另一番景象,甜水骤然变涩,有人说这是一种说不出来的感觉,也许用酸甜苦辣形容最恰当不过了。 A marketing expert from the West once described the prosperity of the traditional business of Western Commercial Banks in the 1950s and 1960s: “The senior bank staff in charge of credit, who dullly arrange the clients on stools far below their desk, Standing tall, hesitating, the sunshine shines through the windows on isolated donors, who are telling his bank staff about his reasons for borrowing, while the icy bank towers look like Greek shrines. ”After reading this paragraph It is dumbfounding segments, I do not know what readers think? Perhaps no one in time for 20 years to do any reaction, because China’s commercial banks during this period also generally like this. This point, for the bank staff engaged in credit business during that period, is definitely more sweet than honey. But now it is another story, sweet water suddenly become astringent, some people say that this is an indescribable feeling, perhaps described as the most appropriate sour and sweet.