随着中国加入ＷＴＯ的临近和经济全球一体化的发展，我国银行业面临着许多机遇和挑战，行业的竞争愈来愈集中地体现为高科技应用水平的竞争。交通银行上海分行从技术高度集成、营销高度集约、管理高度集中的电子化建设目标出发，始终把技术创新摆在优先位置．取得了不断发展。 With the advent of China’s accession to the WTO and the development of economic globalization, the banking industry in our country is facing many opportunities and challenges. The competition in the industry is increasingly concentrated in the high-tech competition. Bank of Communications, Shanghai Branch, from a highly integrated technology, highly integrated marketing, management of highly centralized electronic construction goals, always give priority to technological innovation. Has made continuous development.