随着互联网金融的发展以及经济全球化的深入,基层商业银行面临的竞争越来越激烈。与西方国家相比,我国基层商业银行财务管理存在诸多不足,不利于商业银行的进一步发展。鉴于此,本文将结合基层商业银行财务管理难点,针对性提出优化策略,旨在全面提升基层商业银行财务管理质量。 With the development of Internet finance and the deepening of economic globalization, competition among grassroots commercial banks is becoming increasingly fierce. Compared with western countries, there are many deficiencies in the financial management of grassroots commercial banks in our country, which is not conducive to the further development of commercial banks. In view of this, this article will be based on the financial management difficulties of grass-roots commercial banks, targeted optimization strategies aimed at improving the overall quality of financial management of grass-roots commercial banks.