伴随着中小企业贷款难的,是民间借贷的繁荣。有关人士总结,现在民间借贷主要有三种模式:一是以江浙为代表的地下钱庄模式,二是以青岛为代表的中介模式,三是以郑州为代表的担保模式。三种模式尽管各有长短,但发展都非常迅速。地下钱庄江浙地下钱庄模式的形式是公司 With the difficulty of SME loans, is the prosperity of private lending. The persons concerned concluded that now there are three main modes of private lending: one is the mode of underground banking represented by Jiangsu and Zhejiang; the other is the mode of intermediation represented by Qingdao; and the mode of guarantee represented by Zhengzhou. Although the three models have their own length, they have developed very rapidly. Underground banks Jiangsu and Zhejiang underground bank mode in the form of the company