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据中国人民银行孝感市中心支行组织的专题调查显示,国务院办公厅《关于调整住房供应结构稳定住房价格的意见》(简称“国六条”)实施以后,房地产信贷政策执行和风险管理带来新的考验,金融部门面临着信货增量风险减小、存量风险变大的两难选择,亟需理性规避风险,从而实现宏观调控政策落实与信贷风险防范的有机结合。
According to a special survey organized by the People’s Bank of China Xiaogan City Center Branch Branch, following the implementation of the “Opinions on Adjusting the Housing Supply Structure to Stabilize Housing Prices” (“Guoli 6”) issued by the General Office of the State Council, the implementation of real estate credit policy and risk management have brought new In the test, the financial sector is facing the dilemma of reducing the incremental credit risk and increasing the stock risk. It is imperative to rationally evade risks so that the combination of macro-control policies and credit risk prevention can be realized.