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为落实2004～2006年三个中央一号文件精神,构建向农村地区适度倾斜的金融监管框架,并引导广泛存在的民间金融逐步走上规范发展道路,人民银行、银监会会同有关部门,从2005年开始启动“商业性小额贷款公司试点”工作。试点强调在全国统一规定之内,发挥地方政府和民间资本的积极性。因而,在全国试点方案的基本框架内,各试点地区地方政府可以因地制宜地制定
In order to implement the spirit of the three Central Document One from 2004 to 2006, construct a moderately-oriented financial regulatory framework toward rural areas and guide the widespread existence of non-government finance to follow the path of standardized development, the PBC and the CBRC, together with other relevant departments, Start “Commercial Microfinance Company Pilot” work. The pilot emphasizes the enthusiasm of local governments and private capital within the unified national regulations. Therefore, within the basic framework of the national pilot program, local governments in all pilot areas can formulate their own