什么是保险?根据《中华人民共和国保险法》(以下简称“保险法”)的规定,保险是指投保人根据合同一,向保险人支付保险费,保险人对合同约定的可能发生的事故因其发生所造成的财产损失承担赔偿保险金责任,或者当被保险人死亡、伤残、疾病或者达到合同约定的年龄、期限时承担给付保险金责任的商业保险行为。究其本质,保险是一种社会化安排,是面临风险的人们通过保险人组织起来,从而使个人风险得以转移、分 What is insurance? According to the “People’s Republic of China Insurance Law” (hereinafter referred to as “Insurance Law ”), insurance refers to the insured person under the contract, the insurer to pay premiums, the insurer contract may be the cause of the accident The property damage caused by its occurrence shall bear the liability for indemnity insurance or shall bear the commercial insurance liability for the insurance liability when the insured person dies, is disabled, ill or reaches the contractual age or term. In essence, insurance is a social arrangement in which individuals at risk are organized by insurers so that personal risk can be transferred