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企业的生产经营活动不是一帆风顺的,而是面临各种潜在的风险。企业如果能够建立一种科学的风险预警系统,及时洞察生产经营活动中的各种漩涡,并采取切实可行的措施,就可以摆脱困境,化险为夷。经济风险的种类经济风险一般分为以下两类:经营风险经营风险是指因各种原因导致企业无法实现经营目标的可能性。按形成原因可分为以下几种:(1)决策风险。决策风险是指因决策者掌握的相关信息不充分或对信息判断失误而导致决策失误形成的风险。(2)管理风险。管理风险是指由于组织日常管理活动不利而导致的风险。(3)市场风险。市场风险是指由于对市场形势预测不准而导致产品滞销形成的风险。(4)其他风险。其他风险包括利率风险、汇率风险、政治风险、政策风险、战争风险、自然灾害风险等。财务风险财务风险是指由于负债比例较高导致财务杠杆增大而丧失偿债能力的可能性。显然,如果没有负
Enterprise production and management activities are not easy, but are facing a variety of potential risks. If enterprises can establish a scientific risk early warning system and timely grasp the various vortices in their production and operation activities and take practical measures, they can get out of their predicament and turn a blind eye to danger. Types of Economic Risks Economic risks are generally divided into the following two categories: Business Risks Business risks are the possibility that an enterprise can not achieve its business objectives due to various reasons. According to the formation of the reasons can be divided into the following categories: (1) decision-making risk. Decision risk refers to the risk posed by decision-making errors caused by inadequate information available to decision makers or misjudgment of information. (2) Manage risk. Managing risk is the risk posed by adverse organizational management activities. (3) Market risk. Market risk refers to the risk of product unsalable due to inaccurate market conditions. (4) Other risks. Other risks include interest rate risk, exchange rate risk, political risk, policy risk, war risk and natural disaster risk. Financial risk Financial risk refers to the possibility of being insolvent due to the increase of financial leverage due to the higher debt ratio. Obviously, if not negative