1949年以前，由于租重税多及帝国主义列强的侵略，北方各省农民，与全国农民一样，家庭经济状况恶化，生计艰难，借债者甚多。农民借贷关系是旧中国农村的关键问题，它是现代史的重要内容之一。但长期以来，尚无专文论列。笔者根据农村调查资料，并结合有关文献，对此问题进行 Before 1949, due to the heavy taxes on taxes and the aggression of the imperialist powers, peasants in the northern provinces, like the peasants in the country, experienced deteriorating household economic conditions and difficult livelihoods, with many borrowers. The peasants' loan relationship is a key issue in the old Chinese countryside. It is one of the important contents of modern history. But for a long time, there is no monograph. The author based on rural survey data, combined with the relevant literature on this issue