家庭理财，如同管理一个小银行。需有两种必需的财务记录：一个是现金流动记录，详细列出每月收入和支出的大致情况。该记录遵循量入为出原则，显示收支是否平衡；另一个是财产净值记录，列明全部财产与债务。该记录遵循保值增值原则，显示财产是否更新。列入现金流动记录... Family finance is like managing a small bank. There are two types of required financial records: one is a cash flow record that details the monthly income and expenses in detail. The record follows the principle of inclusion, showing that the balance of payments is balanced; the other is a record of the net worth of assets, showing all the property and debt. The record follows the principle of hedging and appreciation, showing whether the property is updated. Include cash flow records ...