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车贷险由于潜在风险巨大,经营管理的风险性高,给各家保险公司经营该项业务造成了很大的困难。从去年下半年开始,各家保险公司相继调整车贷险业务。人保财险兰州市分公司从去年8月开始停办这项业务,并在全市系统进行全面的清理整顿,清理整顿一年时间,收到了十分明显的效果。
Due to the huge potential risk and the high risk of operation and management, car loan has caused great difficulties to various insurance companies in running the business. From the second half of last year, various insurance companies have successively adjusted their car loan insurance business. PICC Lanzhou Branch closed down the business from August last year and conducted a comprehensive clean-up and rectification in the city’s system. It cleared up the rectification work for a year and received very clear results.