论文部分内容阅读
我国利率市场化在世界性利率市场化浪潮和我国加入WTO的需要下,表现出及其的必要性和迫切性。但迄今我国利率仍未完全市场化,利率管制政策抑制下中小企业投融资机制扭曲,阻碍了储蓄-投资的转化,严重制约经济增长。本文通过分析利率市场化对我国中小企业财务决策的影响,找出中小企业投融资的对策。
The marketization of interest rates in our country shows its necessity and urgency under the tide of marketization of interest rates in the world and China’s accession to the WTO. But so far interest rates in our country have not yet been fully marketized. The distortion of the investment and financing mechanisms of SMEs under the restraint of interest rate control policy has hindered the transformation of saving and investment and severely restricted the economic growth. This article analyzes the impact of the marketization of interest rates on the financial decision-making of SMEs in China to find out the countermeasures for the investment and financing of SMEs.