以河北省为例,贯彻落实“国五条”预售资金要分级监管不能一刀切,建议在房屋预售资金监管中引入担保赔偿机制,建议采取多边风险担保机构和银行联合监管模式,既能贯彻落实“国五条”关于资金监管的抗风险意义,还能符合实际较好地促进房地产预售市场持续发展。 Take Hebei Province as an example. Implementing “Five Statements of China” pre-sale funds should not be regulated across the board. It is suggested that a compensation guarantee mechanism should be introduced in the supervision of pre-sale funds. It is recommended that a multilateral risk guarantee institution and a bank joint supervision mode be adopted. Implementing the anti-risk significance of “regulation of five states” on the regulation of funds also can promote the sustainable development of the real estate presale market in line with reality.