论文部分内容阅读
一乌海市信贷集中的主要特点(一)商业银行信贷权限的集中。随着信贷管理体制的改革,商业银行建立了集权式的信贷管理模式,大规模上收贷款管理权限,贷款权和审批权逐步上收于总行和一级分行,总行和省行的信贷规模不断扩大,省行以下机构对项目贷款和新开户企业
A Wuhai City, the main features of the concentration of credit (a) the concentration of credit authority of commercial banks. With the reform of the credit management system, commercial banks have established a centralized credit management model. Large-scale collection of loan management authority, loan rights and approval power are gradually closed to the head office and tier-one branches, and the credit scale of the head office and the provincial bank keeps increasing Expand, the provincial bank following institutions on project loans and new account opening enterprises