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2015年两会上的政府工作报告中首次提到制定“互联网+”行动计划,在此背景下信用卡和P2P投资——一个是传统金融的产物,一个是互联网金融的产物,也“结合”到了一起,衍生出一种新的投资模式——信用卡P2P。不少人通过这种看似“明智”的借鸡生蛋的行为实现了投资获利,其背后的风险也在不断积聚。一旦使用信用卡投资的P2P平台发生风险事件,投资人将面临巨大的信用卡偿付风险、信用风险和法律风险。在此探讨信用卡P2P投资及其风险,以及如何规避这些风险。
In the government work report of the two conferences in 2015, the first mention was made of the “Internet+” action plan. In this context, credit card and P2P investment—one is the product of traditional finance, one is the product of internet finance, and it is a combination of "To come together, derived a new investment model - credit card P2P. Many people have realized investment profits through this seemingly “wise” behavior of borrowing eggs, and the risk behind it is also accumulating. Once a risk event occurs on a P2P platform using a credit card investment, investors will face enormous credit card payment risks, credit risks and legal risks. Discuss credit card P2P investment and its risks here, and how to avoid these risks.