论文部分内容阅读
众所周知,医疗保障基金是支撑医疗保障制度运行的现实经济基础,筹资方式的选择不仅决定着医疗保障制度能否良性运行,也对一国或一地区社会经济的发展产生重要的影响。在我国城镇医疗保险改革进程中,有必要对以往医疗保障基金筹集模式进行回顾,以便为新的医疗保险制度的筹资模式的最终确立提供必要的启示。 一、传统医疗保障制度的资金筹集方式 我国传统的城镇职工医疗保障制度包括劳保医疗制度和公费医疗制度,前者由企业负担,后者由国家财政负担,从而可以分别称之为企业供款型和财政供款型。 (一)企业供款型的劳保医疗
As we all know, the medical insurance fund is the real economic basis for supporting the operation of the medical insurance system. The choice of the financing mode not only determines whether the medical insurance system can operate soundly, but also has an important impact on the social and economic development in a country or a region. In the process of medical insurance reform in China’s cities and towns, it is necessary to review the previous pattern of medical insurance fund raising in order to provide the necessary inspiration for the final establishment of the financing model of the new medical insurance system. First, the traditional medical insurance system to raise funds China’s traditional urban workers medical insurance system, including labor insurance and public health care system medical system, the former by the business burden, the latter by the state financial burden, which can be called the corporate contribution type and Financial contributions. (A) corporate contribution type of labor insurance