目前我国的经济发展正慢慢步入新的阶段,各行各业都在快速发展,汽车行业就是其中之一,并且汽车金融信贷业务受经济影响相当严重,汽车金融信贷作为汽车行业的重要业务之一,需要引起广泛关注。本文将通过对我国目前的汽车金融信贷风险现状及其影响因素进行分析,并对汽车金融信贷风险的管理提出相关的意见建议,以期对我国目前汽车金融信贷风险的管理有所裨益。 At present, the economic development of our country is slowly entering a new stage, all walks of life are developing rapidly, the automobile industry is one of them, and the automobile finance credit business is seriously affected by the economy. As an important business of the automobile industry, automobile finance credit First, there needs to be widespread concern. This article will analyze the status quo and influencing factors of China’s auto finance credit risk and put forward relevant opinions and suggestions on the management of auto finance credit risk so as to be beneficial to the current management of auto finance credit risk in our country.