基本养老保险是我国社会保险制度的主体险种,也是我国社会保障体系的核心内容。从时序来看,我国基本养老保险制度先于市场经济体制的确立。1992年,我国建立包括养老保险在内的社会保险制度,养老保险制度采取“社会统筹+个人账户”的统账结合模式,社会统筹部分资金用于当期支付已退休人 Basic endowment insurance is the main type of insurance in our country’s social insurance system and also the core content of China’s social security system. In terms of timing, the basic old-age insurance system in our country precedes the establishment of a market economy system. In 1992, China established a social insurance system including endowment insurance. The pension insurance system adopted the unified mode of “unified account and unified account system”, and social pooling funds were used to pay retired people