本文从自然地理、法律、政策、文化上对西部民族地区的界定,并以我国法律上、政策上和实践中对中小企业的界定及界定标准为切入点,重点研究了西部民族地区中小企业发展的基本状况、西部民族地区中小企业经营中资本形成不足的问题和提出解决西部民族地区中小企业资本形成不足的原因及其解决途径,为民族地区企业发展提供正确的方向。 This article defines the western ethnic areas from natural geography, laws, policies, and culture, and takes the definition and definition of SMEs as the starting point in China’s legal, policy, and practice. It focuses on the development of small and medium-sized enterprises in western ethnic areas. The basic situation, the inadequacy of capital formation in the operation of small and medium-sized enterprises in western ethnic areas, and the reasons for solving the problem of insufficient capital formation in the western ethnic minority areas and their solutions, provide the right direction for the development of enterprises in ethnic areas.