实践中,认定一个行为属于合同欺诈行为还是构成合同诈骗罪,处理的结果是截然不同的,因此需极其慎重。区分合同欺诈行为与合同诈骗罪,首先要辨别行为人是否具有非法占有的目的;其次,还需结合实际案情对行为人之过程进行分析,而非直接以结果定罪;此外,对于双方签订的还款协议,应根据尊重契约自由原则,予以肯定。 In practice, the determination of whether an act is a contractual fraud or a contract fraud results in a very different outcome and requires extreme caution. To distinguish between contract fraud and contract fraud, we must first identify whether the perpetrator has the purpose of illegal possession. Second, we need to analyze the process of the perpetrator in combination with the actual case, rather than convict the result directly. In addition, Agreement should be affirmed on the basis of respect for the principle of freedom of contract.