中国银行行长李礼辉5月19日在“2013金融改革与创新高级论坛”上表示,利率市场化改革根本方向在于完善利率市场价格的形成机制,在深化利率市场化改革的方向上,建议取消贷款利率浮动下限,将贷款风险定价自主权交给银行,有利于促进 Li Lihui, Bank of China Governor, said at the “2013 Financial Reform and Innovation Advanced Forum” on May 19 that the fundamental direction of interest rate liberalization lies in improving the formation mechanism of interest rate market prices. In the direction of deepening the interest rate market-oriented reform, Cancel the floating lower limit of loan interest rates, give loan risk autonomy to the bank, which will help to promote